Advanced payments on Canada Workers Benefit go out today

The CWB has two parts: a basic amount and a disability supplement.

The maximum basic amount for the CWB is $1,518 for single individuals and $2,616 for families.

For individuals, the amount is gradually reduced if your adjusted net income is more than $24,975. No basic amount is paid if your adjusted net income is more than $35,095.

For families, the amount is gradually reduced if your adjusted family net income is more than $28,494. No basic amount is paid if your adjusted family net income is more than $45,934.

The maximum basic CWB amount will vary for residents of Quebec, Nunavut and Alberta.

Meanwhile, the maximum amount for the disability supplement is $784 for single individuals and $784 for families.

For individuals, the CWB disability supplement is gradually reduced if their adjusted net income is more than $35,098. No disability supplement is paid if their adjusted net income is more than $40,325.

For families, the CWB disability supplement is gradually reduced if their adjusted family net income is more than $45,932. No disability supplement is paid if one spouse is eligible for the disability tax credit and their adjusted family net income is more than $51,159, or if both spouses are eligible for the disability tax credit and your adjusted family net income is more than $56,386.

The maximum amount for the disability supplement will vary for residents of Quebec and Nunavut.

The Canada Revenue Agency (CRA) uses all of the following information to calculate your CWB:

• Marital status - eligible spouse
• Province or territory of residence
• Earned working income
• Adjusted family net income
• Eligible dependant
• Eligibility for the disability tax credit

Who is eligible for CWB?

To qualify for the Basic Canada Workers Benefit Payment, Canadians must:

• earn working income and your net income is below the net income level set for your province or territory of residence
• be a resident of Canada throughout the year
• be 19 years of age or older on Dec. 31, or you live with your spouse or common-law partner or your child

Ineligible people are those who:

• are enrolled as a full-time student at a designated educational institution for more than 13 weeks in the year unless, on Dec. 31, you have an eligible dependant
• are confined to a prison or similar institution for a period of at least 90 days during the year
• do not have to pay tax in Canada because you are an officer or servant of another country, such as a diplomat, or you are a family member or employee of that person

Eligibility among spouses 

For CWB purposes, an eligible spouse is someone who:

• lives with you as your spouse or common-law partner on Dec. 31
• is a resident of Canada throughout the year

Only one spouse will receive the advanced payments for the family, according to the CRA.

When neither spouse is entitled to a disability supplement, the basic advanced payment amount is sent to the spouse with the higher working income. If both spouses have the same working income, the basic advanced payment amount is paid to the first filer.

If you and your spouse are both eligible for the advanced payments and one of you is also eligible for the disability tax credit, the person with the disability will receive the basic advanced payment amount for the family and their disability supplement payment.

If you and your spouse are both eligible for the advanced payments and the disability tax credit, only one of you will receive the basic ACWB amount for the family. However, each of you will receive your own disability supplement.

Advanced payments under the WCB are also scheduled to be disbursed on July 11 and Oct. 10, 2025.