Accelerating cost efficiencies through strategic benefits planning

This white paper from Gallagher — authored by senior consultants Heather Reeves (Atlantic Provinces), Ehren Baldauf (Northern Ontario and North Toronto), and Travis Robichaud (Calgary, Alberta) — draws on Gallagher's 2025 Benefits Strategy and Benchmarking Survey and Gallagher research to offer practical perspectives on plan design, communication strategies, and cost management. It explores why even comprehensive benefits programs can fall short when employees lack the knowledge and confidence to use them effectively, and outlines how a strategic, long-term approach to benefits planning can help organizations protect plan sustainability while improving employee engagement and retention. 

By downloading this white paper, you will gain insight into: 

• Strategic benefits planning is essential for cost management. A multi-year approach helps organizations manage rising benefits costs more effectively while maintaining sustainable and competitive programs. 
• Employee understanding drives program value. Even when organizations provide robust health, wellbeing and retirement programs, employees cannot fully benefit from offerings they do not understand. Clear communication remains a significant opportunity. 
• Workforce expectations continue to evolve. Employers must adapt benefits programs to meet the diverse needs of a multigenerational workforce, balancing changing priorities with affordability and relevance. 
• Benefits complexity is increasing. Growing demand for mental health support, higher prescription drug utilization and changing provincial legislation are creating new challenges for benefits planning and cost control. 
• Communication is a powerful cost-efficiency tool. Providing the right information at the right time through accessible channels helps employees navigate their benefits, improve utilization, build trust and enhance overall workforce engagement. 

Benefits costs will not slow down on their own. Download the white paper now to get the strategic insights your organization needs to manage costs, improve plan sustainability, and support a healthier, more engaged workforce. 

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