Why Financial Wellbeing and Retirement Readiness are becoming Workforce Priorities

Financial wellbeing is becoming a more visible component of workforce strategy as employees face ongoing financial pressures, including rising healthcare costs, education-related debt and concerns about retirement readiness. At the same time, employers are expanding support across retirement plans, healthcare-related accounts, debt management, emergency savings, and financial planning to help employees make more informed financial decisions.

Gallagher's 2026 Financial Benchmarks report draws on insights from more than 3,700 U.S. organizations to examine trends in retirement plan benefits, financial wellbeing strategies and supporting financial coverages. The report explores how employers are using plan design, financial guidance, self-service tools, HSAs and other resources to help employees make informed financial decisions.

Key takeaways:

• Plan design is doing more of the work. Automatic features help employees save consistently without relying on individual decisions.
• Support is expanding beyond retirement. Employers are adding HSAs, debt management, and emergency savings to address immediate financial pressures
• Technology is personalizing guidance on scale. Digital tools and AI help employers deliver tailored financial support.

Download the complimentary report to benchmark your approach and discover strategies that can support employee wellbeing, financial confidence and workforce success.

Disclosures: 

Investment advisory services are offered by Gallagher Fiduciary Advisors, LLC (“GFA”), an SEC registered investment advisor that provides retirement, investment advisory, discretionary and independent fiduciary services. Registration as an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC.  GFA is a limited liability company with Gallagher Benefit Services, Inc. as its single member. GFA may pay referral fees or other remuneration to employees of Arthur J. Gallagher & Co. or its affiliates or to independent contractors; such payments do not change our fee. Neither Arthur J. Gallagher & Co., GFA, their affiliates nor representatives provide accounting, legal or tax advice.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Neither Osaic Wealth nor their affiliates provide accounting, legal or tax advice.

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